Reality Check

Bitcoin on a Credit Card
vs BTC Now

Most credit cards can't even cover a Bitcoin.
Here's the real math.

What do you want to buy?
BTC

Target purchase(0.10 BTC – 1.00 BTC per plan)

$90,000.00

Your credit card
$
%
%
You'd need $90,000.00 to put 1.00 BTC on a card. Your card covers $10,000.00. Short by $80,000.00.
Maxing your card to 100% utilization typically drops your credit score -80 to -100 points overnight. (Estimate.)

Paying off $90,000.00 on this card over the same 10 Years:

Monthly payment

$1,984.33/mo

Total interest

$148,119.45

+ Cash advance fee

$2,700.00

All-in cost

$240,819.45

Stop paying and the card issuer charges late fees, sends you to collections, can sue for the balance, garnish wages, and put a judgment on your credit for 7 years. The debt sticks to you.
BTC Now

Approved (after quick qualification)

Locked at

$90,000.00

For

1.00 BTC

Your BTC Now plan:

Monthly payment

$1,452.01/mo

Term

10 Years

BTC Now Price

$174,241.75

Your Purchase Price is the price. No cash advance fee, no annual fee, no surprise charges. Monthly times term equals total cost. That's it.
We use a soft credit check up front. The full credit check at signing doesn't follow the utilization-spike pattern that hits credit cards.
Your Purchase Price locks the day you sign. Bitcoin can run, drop, or sit flat. Your monthly payment stays the same.
Stop paying and you owe nothing more. We keep the Bitcoin covering what's left on your plan; anything above that goes to you. No collections. No lawsuit. No chase.
Your BTC Now coin's cost basis equals the BTC Now Price, the full amount paid over the term. Future capital gains are measured from there, not from a lower historical price.

Today's price locks the moment you sign.