Become a wholecoiner today.
Soft credit check,
no impact to apply
Held in an independent trust at
Fireblocks
Insured against
fraud, theft, and loss
Complete anytime,
no penalty
Under 5 minutes. Soft credit check, no impact on your score.
Bitcoin moves into an independent trust at Fireblocks. The price you see is the price you pay.
Pay over time, with no penalty for paying off early. When you finish, your Bitcoin goes to the wallet you choose.
There's a better way to get Bitcoin without all the cash. No interest. No margin calls. No way to lose more than you put in.
You're doing the right thing. Buying Bitcoin every month, dollar-cost averaging, staying disciplined. But every month you're buying at spot, never at a locked price. At $90K a coin, your monthly DCA might never catch up to a full coin, no matter how long you run it. The price can always move against you. The strategy isn't broken. The market is.
Here's what's different. Lock in today's price. Get your wholecoin allocated on day one. No moving target.
You wanted Bitcoin and used the financing you had. A credit card at 24% APR. A HELOC against your house. A personal loan at 18%. The instrument punishes you. Bitcoin can stagnate or drop, but the interest always compounds. You aren't reckless. You're working with the wrong tool.
Here's what's different. No interest. The price you see is the price you pay. Your home isn't collateral. Your credit isn't bleeding 27% APR while you wait.
If you ever used a lending platform to earn yield on your Bitcoin or borrow against it, you already know the lesson. The platform held your Bitcoin, and when the platform failed, your Bitcoin became an asset on someone else's balance sheet. Same story for leverage. You were right about Bitcoin long-term. The system just liquidated you anyway.
Here's what's different. Your Bitcoin sits in an independent trust at Fireblocks, separate from BTC Now's business. If we ever fail, the trust pays out to you. That's not a promise. That's the structure.
| Question | BTC Now | Exchanges | Credit / HELOC / personal loan | BTC-backed lending |
|---|---|---|---|---|
| How much cash do I need today? | $0 down | Full price upfront | $0 down (at 18-27% APR) | 50%+ deposit required |
| Can I get a full Bitcoin? | Up to 1 BTC. One per person, by design | Only if you have ~$90K cash | Cards & personal loans: usually no. HELOC: yes, but your house secures it | Not applicable. You'd need Bitcoin first |
| Am I paying interest? | No. One fixed price | No (own outright) | 18-27% APR, compounding | Yes, on borrowed amount |
| Can I be liquidated if Bitcoin drops? | Never | Not applicable | No, but your house or score is on the hook | Yes. Most common failure point |
| Where's my Bitcoin? | Independent trust at Fireblocks | Hot wallet on the exchange | Wherever you self-custody | On the platform's balance sheet |
| What if I want to exit early? | Anytime, no penalty. Keep the upside | Sell anytime | Prepayment penalties may apply | Closing position can trigger taxes |
Today's price locks the moment you sign.